Building your business online

For many years the culture of all communication has been changing. Initially, many of us thought that the social media and digital branding space was merely a digital version of what we were doing in the real world. But it’s not. It’s more complex and nuanced than we realise. How we communicate with our family and friends has changed. And it also means that how we build our businesses has also changed. With a significant increase in businesses trying to engage more online since the global impact of COVID-19, understanding how to use social media to build a business brand […]

Don’t derail your finances

“As you slide down the bannister of life, may the splinters never point the wrong way.” Irish Blessing When everything is going right, we often feel that something is about to go horribly wrong. Sometimes, it’s helpful to smile at our human traits and do all we can to avoid derailing our plans! It’s so easy to fall into a self-sabotaging state, especially when things don’t turn out the way we’d hoped. But just because things don’t go the way we want them to doesn’t mean we need to derail everything. We can get back on track and stay on […]

Tired of being anxious about money?

Of all conversations about money, there’s a common emotion that comes up. It’s one that everyone feels alone in, that they’re the only ones to feel this, but time and time again, it appears in daily financial conversations, reminding us that we’re actually not alone. This feeling?  Anxiety. One of the reasons for this is that we grow up thinking that our adult life will look a certain way. We think we will either follow in our parents’ footsteps or are determined to avoid their mistakes and hopefully turn out considerably better.  But the reality is that no matter what […]

Avoid being overwhelmed by change

One of the biggest challenges with change is that it can be overwhelming. There are many reasons why we might be averse to constant change, but when it is just simply too much all at once, we will find ourselves overwhelmed and in this space, our ability to make healthy decisions is seriously hampered. The secret to sustainable, non-overwhelming change is to approach it with the 1% rule. This rule basically recognises that we don’t need to be twice as effective to achieve twice as much. We only need to be a little bit more effective, every single day. Improving […]

How do you measure financial success?

In a recent article from Morningstar, they raised two excellent points about measuring financial success. Like so many of us, Morningstar believes that great investing advice means understanding our hopes, dreams, and ideals to determine what really matters. It doesn’t just focus on the finish line — it focuses on the journey. Great advice can help people reach their goals. But what exactly does this look like? How do we measure financial success and reach our goals? According to the latest research, true financial success comes from two viewpoints: actual financial progress (the numbers) and financial wellbeing or empowerment (the […]

Learning leverages healthy decisions (2/3)

“I am always ready to learn, although I do not always like being taught.” Winston Churchill So often, after about 12-14 years in conventional schooling systems, all we want to do is “get out”! There are exceptional educators out there who take time and energy to nurture not only the minds of their learners but their whole well-being. They’re the ones who take note, take care and take kids seriously. But ultimately, these experiences lightly pepper our schooling years, and for most of the time, we’re taught the curriculum so that we can reach the milestones and earn a grade. […]

It’s time to turn up the kindness, to yourself

In a recent blog from Marelisa Fabrega, lawyer and entrepreneur, she spoke of 17 ways to be kinder to yourself! It seems like a lot, but when we think about all the ways and times that we put ourselves down, it’s not that much. There’s a reason why this message of needing to be kinder to ourselves has become so pervasive; it’s because poor mental health has greater awareness than ever before. We are growing in our ability to self-observe in a healthy way – not simply taking selfies and saturating our Instafeed, but in a personal and private way. […]

What’s an annuity?

Have you ever heard someone say that you need to make your money work for you? It seems like an impossible achievement for many of us because we immediately think we need a stack of dollar bills to leverage this strategy. And, that’s not entirely incorrect. We do need a large sum invested, but we don’t necessarily need it all at once, and it’s certainly achievable with a long term plan. Here’s a quick overview: Annuities are financial products that offer a guaranteed income stream (used primarily to fund retirement) Annuities exist first in an accumulation phase; this is when […]

The best place to invest

Somehow, despite all the messages to be kinder to ourselves, we have this predisposition to put ourselves down. Along the line, the early messages of “You can do better” become “You’re not good enough.” We live in an age where the focus is on self. As we scroll through social media, we see countless selfies, all the time hoping to find a like, mention or comment on one of our own posts. Slowly, we begin to see our lives through the lens of everyone else. Some people call this the ego; it’s not who we really are. But this is […]

Can you change how you feel about money?

Here’s the quick answer: yes! That’s the easy part. The challenge lies in the next question: How do I change how I feel about money? There are plenty of books, blogs, podcasts and short courses on how to change how to manage your money better and change how you budget, spend, save and invest. But many people, despite all these resources, still feel stuck and unable to change how they feel about money. In “Mind over Mood” (Greenberger & Pedesky), they say that the key to changing how we feel about something lies in finding the connection between our thoughts […]