by sigrid@quintuswealth.co.za | Oct 4, 2016 | Features
As we enter the last quarter of the year, so too the silly season starts—a quarter filled with year-end parties, Christmas celebrations and the start of summer. But before enjoying the festivities of the season too much, do some basic planning for the upcoming year....
by sigrid@quintuswealth.co.za | Sep 21, 2016 | Features
Given the fact that I have never been hospitalized prior to having children and even then I needed no medication, and literally discharged once I felt ready to leave the hospital, now having been hospitalized 5 times in the past 18 months has given me an intense and...
by sigrid@quintuswealth.co.za | Aug 24, 2016 | Features
It is difficult to be a fence sitter when it comes to investing and wealth creation. Either you are a saver, and are providing for your needs, both present and future, from the sweat of your current labour, or you are a borrower, borrowing from your future to...
by sigrid@quintuswealth.co.za | Aug 18, 2016 | Features
Weath ManagementI guess the question is who doesn’t need R100,000 in ten years’ time? If I think about the cost of tertiary education, R100,000 might not even be enough. According to Allan Gray, you only need to save R500 per month, assuming a 10% growth after costs,...
by sigrid@quintuswealth.co.za | Jul 27, 2016 | Features
With local elections only a week away, whilst casting our vote we should consider, amongst other things – who will bring economic reform to South Africa? If we can increase GDP from the current forecast of 0.3% for 2016 to 4% – 6% per annum, we will see...
by sigrid@quintuswealth.co.za | Jun 8, 2016 | Features
No financial planning discussion would be complete without a discussion about top-up cover, or gap cover. Gap cover essentially covers costs that are not covered by your medical scheme yet are incurred by you when you visit a hospital. Most medical schemes cover 100%...