The Behavioural Gap

Recently I had the pleasure of attending a presentation by Carl Richards. He is a financial planner from the United States and has a very unique and honest way of looking at financial planning and investor behaviour. Carl discussed a concept he calls “The Behavioural...

Do you have enough cover?

If you have debts or dependents, having life cover should be non-negotiable – yet many of us are still without this essential type of insurance. A recent survey by financial research firm FMI has revealed that most South Africans lack adequate cover, meaning that they...