African Bank

Last Week African Bank released their trading update and as result their share price dropped sharply. Allan Gray and Coronation are both exposed to African bank. Allan Gray is exposed in the Allan Gray Equity fund; Balanced fund and Stable fund and in each fund the...

Four top tips

I am often asked by friends and clients if I have any money-saving or budgeting tips. I guess that is why I started a blog because so many people have asked and appreciated the input I gave. Recently I was asked again, and this blog post answers the question of my top...

Where to start?

I often get asked, “Where do I start? Where do I start with my finances? Is a budget more important than a will? When do I need life cover? And must I have retirement savings if I don’t have emergency savings?” Financial planning is like most things in life – it’s...

Investment Downgrade

Ten days ago I wrote about our high current account deficit and how it may affect our investment rating, unfortunately last week ratings agency Fitch released their outlook and rated us as unstable, down from stable. Standard and Poor’s followed suite,...