Three ways to survive a bear market

Three ways to survive a bear market

What do you do when a bear attacks? For many of us, we don’t live near any bears, so we’re likely to be unprepared. When it comes to a bear market, the situation is not too different. No one can predict a bear market, and for some it’s not even easy to recognise when...
Planning reduces anxiety

Planning reduces anxiety

We don’t plan because we fear the future. We plan because we realize we can enjoy today more by reducing the anxiety of tomorrow.  Most people accept that planning offers us a detailed proposal for doing or achieving something. When we plan, we map out the...
One of the worst things to plan for…

One of the worst things to plan for…

In Western culture we have become very detached from the cycle of life and death. Only those who work in specific industries will be accustomed to the fragility of life, but for most of us it’s something that will happen in the unforeseen future, so we try not to...
What lockdown taught us about wills

What lockdown taught us about wills

When lockdown happened, it happened fast. For some, there were only a few days to prepare for an indeterminate time of severe restrictions. For others, they had more to do and less time in which to do it. Travellers were stuck abroad in foreign countries and had to...
Anxiety and our money

Anxiety and our money

Most of us would gladly jump at the opportunity to have more money. Very few people are likely to say that they would prefer to have less money… One reason for this is that we can see how our future life and our current financial status are linked. And this leads to...