Gap Cover

No financial planning discussion would be complete without a discussion about top-up cover, or gap cover. Gap cover essentially covers costs that are not covered by your medical scheme yet are incurred by you when you visit a hospital. Most medical schemes cover 100%...

Do I need Risk Cover?

Life cover, and severe illness and disability cover – do you need the cover and, if so, how much do you need? These are common questions and the topic of the fourth section in our Wealth Management series. So far we have covered Setting our Goals, Budgeting and...

Marrying your goals and your budget

If you did a budget in January you might be wondering what has happened as nothing seems to be within budget anymore. You are not the only one! Potatoes alone have gone up 20% since December and other foods seem to be escalating at the same rapid rate. An undervalued...

Discovery Dollar Capital Plus Fund

Invest offshore and get unlimited returns on your investment Discovery Invest has created the ideal offshore investment with great upside potential and massive protection built-in. With the Discovery Dollar Capital Plus Fund, your investment is converted into US...

Your Budget 2016

Why should I budget? I know what my income and expenses are—why should I write it all down or keep a log? That is a common question and the answer is: even though we think we know what our expenses are we often forget and, unless we budget, we cannot keep a lid on our...