The bell curve in retirement income

The bell curve in retirement income

There comes a point in retirement where the lump sum invested at retirement cannot keep pace with the income that a retiree is drawing. In the first few years of retirement the lump sum invested continues to grow but after a few years, the growth of the investment...
Tips for a less taxing tax season

Tips for a less taxing tax season

‘Tax season’ elicits in most people the kind of shudder you’d imagine ‘open season’ to elicit in hunted animals. We all hate doing our taxes and, because of this, we often postpone the inevitable, sometimes with horrible consequences like penalties and waiting hours...
Explaining credit risk

Explaining credit risk

Last month we talked about interest rate risk – the risk of your investment devaluing and you losing money due to changes in interest rate. In a sense, this is about an investment’s possibility of flailing due to macroeconomic conditions. This month, we’re going to...