The Baby Boomers

One has got to love the Baby Boomers! They shaped so much of the world as we know it today. Their “anything is possible” attitude enabled them to start successful businesses and try new ventures. They were promised “The American Dream” as children and they went out...

The Millennials

I have to start with the “me, me, me” generation as they fascinate me the most. They are described as narcissists and self-absorbed. They are the first generation whose lives as children were scheduled with school activities, extra-murals and day care. Born between...

The Generational Gap

Understanding the differences between the various generations has always fascinated me. The motivating factors behind how the different age groups think, react and even invest, intrigues me. I guess it’s a combination of understanding why Generation X has a balanced...

Focus

Towards the end of last year I blogged about keeping things simple – keeping the main thing, the main thing. The accompanying illustration by Carl Richards depicts this so well. This illustration shows the things that matter versus the things that we have...

Rebalance

Last week I wrote about Carl Richards and his view on the “The Behavioural Gap” where we as investors buy out of greed and sell out of fear, causing us to lose money. Allan Gray as an asset management company often comments on how investor behaviour drives bad...

The Behavioural Gap

Recently I had the pleasure of attending a presentation by Carl Richards. He is a financial planner from the United States and has a very unique and honest way of looking at financial planning and investor behaviour. Carl discussed a concept he calls “The Behavioural...