Vision: A Clear Picture of What Can Be

“The greatest danger for most of us is not that our aim is too high and we miss it, but that it is too low and we reach it.” Michelangelo Vision. Webster’s Dictionary states that vision is “a thought, concept, or object formed by the imagination.” As a Life and Team coach, I think of vision as a preferred future. It’s a destination to work towards. In his book Christian Coaching, author Gary R. Collins says, “A vision is a clear picture of something we want to have exist in the future. It is a target we intend to reach. […]

Staying Investment Focused in 2022

In January’s blog, we performed a deep dive into what 2021 looked like, what goals you achieved, what you failed at, and what goals you are still working on. If you actively write down your goals and vision, you have a greater chance of achieving them. Studies have found that by writing them down, you have up to a 65% more likelihood of achieving them as opposed to not writing them down. When you plan your goals, it might be helpful to plan in 5-year increments. Planning how you want your life to look like in 5 years; and what […]

Bitcoin and other virtual currencies: Investment or gamble?

The purpose of this article is to highlight important aspects that investors must consider as virtual currencies have clearly become the new “flavour of the decade”. One of the first questions a potential “investor” should answer is, “Why do I want to invest in Bitcoin?” If the real answer is, “I want in on the action and to make a lot of money like everybody else!”, be very careful. This may be the greedy part, that lies hidden in all of us, driving you towards putting some of your hard-earned money into virtual currency, which may very well have shown […]

Slow Down. Appreciate.

If you’re anything like me, you may find that after you’ve had a holiday… you feel like you need a holiday! Our pace of life is currently so fast that even when we’re on holiday, or trying to take things a little slower, we don’t actually get to relax or rest as much as we would like. As a result, we find ourselves making decisions and choosing to speed life up so that we can simply have ‘more time’. But speeding up our lives just seems to make room for more things to soak up our limited time and energy. […]

New Year Spending Tips

If you want to change the way you’re doing something, if you want to improve or adjust or if you simply want to bring about a new direction – changing the way you think about something is the first step! Many of us begin our new-year-financials with a hope to saving more money – and as the year progresses, we find that we haven’t achieved this goal as well as we would have liked. Whilst there are many factors that influence our saving – one key area is how we spend our money… because that determines how much we have […]

Rest. Relax. It’s all in the mind.

Experts say that you need at least 14 days of leave from work in order to begin to properly relax. But often that is a luxury few of us get to enjoy. I’m not referring to leave where we still have access to our emails and check them once a day or have a phone call or two from the office here and there. I mean a complete break, with zero work contact. This means that many of us need to find ways to relax ‘faster’, and hope that we can rest in the time that we have off. You […]

Gobble. Gobble

The festive season is so festive because we do too much, spend too much… and eat too much! We try to fit in as many social events as possible, because we have so many people that we want to see; and we spend so much money because we want people to spoil our family, friends and ourselves! But we also often land up eating lots of foods that are richer and a little more special than our normal daily diet. One such food is Turkey. Whilst you may enjoy the odd shaved Turkey sandwich, cooking and eating an entire Turkey […]

Employee motivation

At the end of the year, there is often a heightened expectation to show appreciation to one’s staff. Whether they help you out around the house or run your company, most of us have people who work for us and feel a desire to show them appreciation! Whilst paying out bonuses is a common way to do this, not all employers can afford to pay out bonuses and may feel stumped as to how to motivate their team and show them the love they so very much want to. Here are some tried and tested ways to appreciate your staff […]

The power of positivity and a good plan

Have you ever told yourself, “When I have more money, I’ll be happier”? How about, “I’ll never be able to pay off this debt”? These sort of toxic money thoughts are holding you back from financial success – and happiness! A good financial plan needs to be attainable and measurable, those expressions are neither. The first step to a financial plan is both the hardest and the easiest – it’s the starting point. The point where you measure how deep you are so that you can calculate what you need to do to get where you want to be. Measuring […]

Common financial mistakes in your thirties

Saving in your thirties becomes increasingly difficult as your financial responsibilities increase. However, sound financial decisions during this phase of life can have profound benefits at a later stage. Here are some common financial mistakes to avoid: The first is failing to draw up a budget. A proper budget is the starting point of all financial discipline and should be physically written down for later reference. Include your partner in this process as it is important to ensure that you are both on the same page. The second mistake is do too much too soon. Before investing you need to […]